Joining Ghana's national health insurance has several potential benefits:
1. Extensive Coverage: It provides extensive coverage for a wide range of medical services including outpatient consultations, essential drugs, inpatient care, and maternity care. 2. Emergency Care: The insurance covers emergency healthcare services which can otherwise be extremely expensive. 3. Illnesses and Diseases: Many serious illnesses and diseases, which require costly treatments, are covered by the insurance. 4. Lower Costs: Even though some members end up paying similar amounts to non-members, generally insurance users will have lower healthcare costs over the long term, particularly in case of serious health issues. 5. Promoting Health Awareness: Being an insured individual can also promote health awareness and encourage individuals to take preventative measures and seek medical help early when needed. 6. Family Plans: National Health Insurance also provides options for covering the whole family under the same plan. 7. Lower Risk: Having health insurance reduces the financial risk associated with severe illness or injuries.